Cards Portfolio Optimization Consultant

Description:

We are looking for an experienced Cards Portfolio Optimization Consultant to drive strategic initiatives across credit card activation, customer engagement, spend growth, balance build, and portfolio optimization.
🔹 Must-Have Skills
Credit Card Portfolio Management
Customer Lifecycle Management
Spend & Balance Build Campaigns
Cross-border Payments & E-commerce
Merchant Partnerships
Customer Segmentation & Campaign Analytics
Portfolio Optimization & Retention Strategy
Banking / Payments Domain Experience (8–10 Years)
⭐ Preferred
Cards P&L & Revenue Management
Loyalty Programs & Installment Strategy
GCC / Middle East Banking Experience
Arabic Language (Preferred)
🎯 Key Responsibilities
Drive activation, spend, utilization, and retention strategies.
Design and execute customer lifecycle and engagement campaigns.
Optimize portfolio performance using segmentation and analytics.
Manage campaign rollout, tracking, and KPI reporting.
Develop merchant partnerships and value-added cardholder propositions.
Collaborate with business, marketing, risk, and operations teams to deliver portfolio growth targets.
📩 Interested candidates can share their updated resume